Right Hand Realty Lenders

Above All Real Estate Services, Inc.

NameJames Francis Clark
License01281113
Phone760-707-6980
Get Started

Ask A Mortgage Question

E-mail

Phone

Message

* I consent to receive text messages and phone calls.

By submitting my phone number above, I agree to calls, texts, and emails from Right Hand Realty regarding my account, inquiry, and services provided to me. Message & data rates may apply. Message frequency may vary. I also agree to Right Hand Realty's Privacy Policy and Right Hand Realty's Terms & Conditions. Reply STOP to opt out or HELP for help.

About

I run my business differently than most mortgage brokers. I believe strongly in a personal connection with my clients. I want to meet them, understand them and partner with them to help them achieve their goals. While I can't say that I have met every single client over my 25+ years in the industry, I can tell you that I have personally met and shared stories with more than 90% of my client base. That personal connection is important to me.

I have also surrounded myself with the the best support staff in the industry (escrow, title, processing, banking & Realtor's), so when you choose to work with me, you also get to work with the best experts in their respective fields. I am a team player.

Most important though is that I know how to close escrows and I close them on time.

Testimonials

" Great͏ experience as always. My husband and I have had the pleasure of working with James several times now. We have bought, refinanced, sold and bought again with the help and guidance of James. He is wonderful to work with and is incredibly knowledgeable on all things real estate. His attention to detail with every aspect is admirable and greatly appreciated. Our most recent home purchase with him was a couple weeks ago and he couldn’t have made the process easier. He got us into our dream home! We are truly thankful to have James on our team and to have been able to work with him over the past 5 years. We are so excited to settle in to our new home and watch our sons grow up here :) Thank you James! Verified by RateMyAgent (July 14, 2022) "

- Sophie (Buyer)

" James is excellent! Always goes above and beyond! James sold our home in November 2021. From the start, he guided us through every nuance of the selling process (we were first time sellers and had some unique requirements). From staging/photoshoot, to scheduling private viewings over a weekend, negotiating with 4 prospective buyers and then helping us close out the final offer through close of escrow - he was top notch at every step of the way. His 20+ years of buying+selling in the local San Diego market really showed! We are fortunate and grateful to have James as our seller's agent and recommend him highly to anyone looking for an agent! Verified by RateMyAgent (Dec 26, 2021) "

- Adarsh (Seller)

" So͏ Glad We Found Jim! My͏ wife and I were looking to purchase a home for her mother, so that she could be close to her only family, and have just a little more support in general. We lucked-in to finding Jim Clark as the seller of the home we were interested in. Jim did an outstanding job walking that fine line between being an agent for the seller and the buyer at the same time. With Jim there to moderate everything, the whole experience was the absolute smoothest I've ever had in buying a new home. Jim took a lot of extra time to show us the home we were interested in multiple times. He checked in with the buyer when something seemed not quite right with a repair (and all worked out fine from there). I really enjoyed meeting Jim on both a personal and professional level. He is a really good person, and after spending some time with him, I feel confident in his integrity and capabilities as an agent. My wife, her Mom, and myself are all stoked with how everything worked out! Verified by RateMyAgent (July 3, 2022) "

- Jon (Buyer)

" Great͏ experience- as always (July 14, 2022) My husband and I have had the pleasure of working with James several times now. We have bought, refinanced, sold and bought again with the help and guidance of James. He is wonderful to work with and is incredibly knowledgeable on all things real estate. His attention to detail with every aspect is admirable and greatly appreciated. Our most recent home purchase with him was a couple weeks ago and he couldn’t have made the process easier. He got us into our dream home! We are truly thankful to have James on our team and to have been able to work with him over the past 5 years. We are so excited to settle in to our new home and watch our sons grow up here :) Thank you James! Verified by RateMyAgent "

- Sophie Simpson (Buyer)

" Jamie did everything for me, I didn't do much, she's sweet and patient, took care of me, I would recommend her to anybody. We looked at a few houses and she was always on time, set up appointments, called the bank, etc Awesome work. "

- Milton Mendez

" Jim is comprehensive one stop shop that you can trust! I've known Jim close to 20 years as a former colleague, mortgage broker and a friend. Last couple of years is where i got to know Jim as a Real Estate Agent. First Jim helped us find the perfect home (took almost over a year and a half due to our specific needs) and then helped us sell our old home. Selling took only couple of months :-) Through out the buying process, Jim was patient. We would often look at a house and try to reason with ourselves to settle for it. But Jim would come back to counsel us to not compromise. He would often tell me that the perfect house for you is out there, it's just not listed yet! In that year and half, he presented at least half a dozen offers on our behalf. But we never felt pressured to raise our offers. He had a really good eye on the evolving market due to his dual knowledge of being a broker and an agent. In last few years, i have referred Jim to many friends and family. They have all benefitted from him as well. I wish to continue our friendship when my family needs evolve again in the future. Verified by RateMyAgent "

- Shariq (Buyer & Seller)

" James market knowledge, communications and professionalism was beyond excellent. James sold my house about 16 years ago in Oceanside it was a great experience. My Father passed away and I am the Trustee of the property in Oceanside California . I immediately contacted James to list the house. Since I live in Colorado, I thought it would be hard getting it sold and would have to fly to California to get things done. That was not the case, James set up a removal company, a painter and a locksmith to get the house ready to put on the market for me. He also vacuumed the house for hours to make it presentable. He no sooner put it on the MLS and it was sold for over asking price. Escrow went so smooth, they had a notary come to my house in Colorado to sign all documents needed. James went well beyond as a realtor for me and I appreciate all the hard work he did to get it sold. He was excellent with communicating and was always there to answer any questions I had. We communicated through email and texting. I would highly recommend him as the best realtor to sell your house. What a great person, I am so thankful for all he did. Thank you James Clark! Verified by RateMyAgent "

- Laura, Trustee (Seller)

" How well he guided me through this process. Selling your parents home is a difficult task emotionally and dealing with the legal particulars can be overwhelming. This sale was smooth. In all my interactions with Jim, over twenty years worth, I have not once been disappointed in his willingness to do whatever is needed. His integrity makes him completely trustworthy which takes away the anxiety component I've had with other agents in the past. He is more than capable, very savvy about how to get things done with the least amount of trouble. I'll hire him again when I need him. I always feel like he is looking out for me, not his commission. He will go the extra mile for his clients. Verified by RateMyAgent (Nov 30, 2021) "

- Jacquie (Seller)

" Jim Clark is Awesome! We contacted James because we had done business with him before. His integrity and honesty come first. When we asked him to sell our home he came us with a plan and it was perfect for us, everything thing went smoothly with no issues during escrow and an on time closing. This man knows the ins and outs of real estate and he was always available via phone,text or email. Thanks Frank and Michelle Wright Verified by RateMyAgent (Oct 21, 2021) "

- Frank (Seller)

" I have worked with James Clark on a few refinances in the past but this time, we sought him as the s I have worked with James Clark on a few refinances in the past but this time, we sought him as the selling agent for our rental property. The situation was a bit tricky since our tenant put in an offer as well, which we decided to accept. James then acted as the agent for the buyer as well. On top of this, the tenant decided to use James as his loan broker as well! James did a fantastic job wearing all three hats at one time and the process was extremely smooth -- the escrow actually closed 10 days ahead of schedule! I cannot say enough good things about James -- he is the consummate professional, extremely responsive, made sure that we were constantly updated about the process and were comfortable with all the decisions along the way. I fully recommend him as a realtor and/or loan broker. Verified by Rate My Agent (May 17, 2018) "

- Ashok (Seller)

" Exceptional service ! Working with Jim was an absolute pleasure! From the beginning, he demonstrated a keen eye for detail, ensuring every aspect of selling our home was meticulously handled. We sold our home during the slow, holiday season, and had a few curves thrown our way, but Jim was patient and set realistic expectations throughout the process. His negotiation skills are top-notch and he secured a fantastic deal that exceeded our expectations! Thank you Jim for your exceptional service! Verified by RateMyAgent "

- Audrey (Seller)

" Robyn was very professional and helpful in the process of finding our next home. She was with us through every process and answered any questions we had. I highly recommend Robyn for your real estate needs. "

- Henry

" It has been an incredible experience having your support and advice during the purchase of our home. I want to express my gratitude for the time and effort you took to help us secure our new home. You made this whole process much easier than it could have been. You closed the deal artfully and seamlessly, and we are forever thankful to you. Verified by RateMyAgent (Apr 25, 2025) "

- Emerald (Buyer)

" Smooth process and happy with the results! Before putting our home on the market, we met with James to discuss market trends, neighborhood, staging options, photography and our overall timeline. He worked with us to schedule open houses to get the most visibility for our property. James was very thorough in his explanation of all the paperwork involved and helped us through negotiations and closing. We were very pleased with the overall process and would recommend James to our friends. Verified by RateMyAgent "

- Johnny (Seller)

" We had Jamie come to our home in the summer and didn't list it until after Thanksgiving. Jamie stayed in touch with us but did not pressure us to put our home on the market before we were ready. Once we did list our home, Jamie's team had pictures taken and advertising going within the first few days. We sold our home within 5 days for 10k over our asking price. Jamie was amazing throughout the entire process. Quickly returned phone calls and texts and stayed on top of the entire process from beginning to end. Highly recommend! "

- Ron Blackmore

" Jim͏ is upfront, honest, and will do his best to find the answer to any questions he doesn't already have an answer to. He was helpful in setting up photography and listing our house. He worked with us in staging and prep and was as hands on as we needed him to be. He managed showings and open houses well. Jim was available and responsive for us and dealt with problems promptly when they arose, such as other agents showing up with clients unannounced. Jim was also knowledgeable and able to find third parties to resolve questions the buyers had after inspections. Overall Jim is great to work with and he is still the agent we call when we have questions about the houses, the housing market, or home loans and he is always very helpful. Verified by RateMyAgent (July 10, 2022) "

- CHF (Seller)

" Upfront, honest, and will do his best to find the answer (July 10, 2022) Jim͏ is upfront, honest, and will do his best to find the answer to any questions he doesn't already have an answer to. He was helpful in setting up photography and listing our house. He worked with us in staging and prep and was as hands on as we needed him to be. He managed showings and open houses well. Jim was available and responsive for us and dealt with problems promptly when they arose, such as other agents showing up with clients unannounced. Jim was also knowledgeable and able to find third parties to resolve questions the buyers had after inspections. Overall Jim is great to work with and he is still the agent we call when we have questions about the houses, the housing market, or home loans and he is always very helpful. Verified by RateMyAgent "

- CHF (Seller)

" First time home buyer and Jim was the best! Jim was instrumental in helping us find and purchase our first home. He guided us seamlessly through every step of the process, thoroughly explaining every detail and answering every question. He is an excellent communicator and we trusted his expertise every step of the way. Thanks Jim for all your hard work!!! Verified by RateMyAgent (Feb 20, 2022) "

- Juliet (Buyer)

" Jim makes buying easy and stress free! (Mar 21, 2022) Jim makes buying easy and stress free! In 2019, we started condo hunting. 2019 was also considered a hot, fast paced market! Jim took us to about 30 properties over the course of several months before we found one we liked enough to even put an offer in on it. He got our offer accepted first try and we’ve lived in our condo happily for the past 3 years. Fast forward to 2022, we outgrew the condo and we were ready to find a single family home, so we called Jim. Jim took us to another 20 or so houses before we found one we loved. We put an offer in, and you guessed it, accepted! It was never that we put in outrageous offers so that they were accepted, Jim just knows what he is doing to put his clients in a strong position to set them up for success. Buying and selling is incredibly stressful, but Jim makes it as pain free as possible. He’s communicative, informative, trustworthy, efficient and reliable. We couldn’t ask for a better realtor/broker, and I’d argue at this point, friend. Thank you, Jim! Verified by RateMyAgent "

- Caitlin Revie (Buyer)

" We are so grateful for Robyn’s expertise and guidance in selling our home! From the beginning of everything with setting up photos of our home to the amazing open houses that she held to the sale of the house within 11 days of listing! Everything went so smoothly, and we are just so grateful for her, and we actually got more than we thought we were going to get for the house! We definitely recommend Robyn for your future home sale or purchase. She did an amazing job! "

- Trish

" Jim makes buying easy and stress free! In 2019, we started condo hunting. 2019 was also considered a hot, fast paced market! Jim took us to about 30 properties over the course of several months before we found one we liked enough to even put an offer in on it. He got our offer accepted first try and we’ve lived in our condo happily for the past 3 years. Fast forward to 2022, we outgrew the condo and we were ready to find a single family home, so we called Jim. Jim took us to another 20 or so houses before we found one we loved. We put an offer in, and you guessed it, accepted! It was never that we put in outrageous offers so that they were accepted, Jim just knows what he is doing to put his clients in a strong position to set them up for success. Buying and selling is incredibly stressful, but Jim makes it as pain free as possible. He’s communicative, informative, trustworthy, efficient and reliable. We couldn’t ask for a better realtor/broker, and I’d argue at this point, friend. Thank you, Jim! Verified by RateMyAgent (Mar 21, 2022) "

- Caitlin (Buyer)

" Great experience. We had a excellent home buying experience with James. As first time home buyers we had no knowledge of the process and James explained everything in detail that helped us a lot. He was always available to tour homes anytime and answer any of our queries. Verified by RateMyAgent (Jan 25, 2023) "

- Arvind (Buyer)

" Simply the best! (Oct 20, 2021) I could not recommend Jim more highly for anyone looking for a home in the San Diego county area. He is the kindest, most attentive broker/realtor. His superior knowledge of the industry enables him to explain things to someone who was purchasing, and later selling, a home for the first time in such an understandable manner. His professionalism is top notch, and always leaves you feeling heard and respected. I will never use another agent so long as I'm living in San Diego with Jim still practicing. Verified by RateMyAgent "

- Nicole Hinchey (Seller)

" So͏ Glad We Found Jim! (July 3, 2022) My͏ wife and I were looking to purchase a home for her mother, so that she could be close to her only family, and have just a little more support in general. We lucked-in to finding Jim Clark as the seller of the home we were interested in. Jim did an outstanding job walking that fine line between being an agent for the seller and the buyer at the same time. With Jim there to moderate everything, the whole experience was the absolute smoothest I've ever had in buying a new home. Jim took a lot of extra time to show us the home we were interested in multiple times. He checked in with the buyer when something seemed not quite right with a repair (and all worked out fine from there). I really enjoyed meeting Jim on both a personal and professional level. He is a really good person, and after spending some time with him, I feel confident in his integrity and capabilities as an agent. My wife, her Mom, and myself are all stoked with how everything worked out! Verified by RateMyAgent "

- Jon Bachelor (Buyer)

" Excellent agent … Makes it easy (Feb 4, 2022) James is an excellent agent and makes selling your house easy… He knows all the ins and outs… I have worked with James on my last two homes and am spoiled by his knowledge and professionalism. Now that I am shopping for a home in another state, I really miss having a true full service agent like James Clark on my side! Verified by RateMyAgent "

- Chris Wilson (Seller)

" Excellent agent…. Makes it easy. James is an excellent agent and makes selling your house easy…He knows all the ins and outs… I have worked with James on my last two homes and am spoiled by his knowledge and professionalism. Now that I am shopping for a home in another state, I really miss having a true full service agent like James Clark on my side! Verified by RateMyAgent (Feb 4, 2022) "

- Chris & Sarah (Sellers)

" Jim equips you so you can make the best descisions. (Mar 27, 2022) Jim helped us buy this condo and after that experience it was a no brainier using his services again when it came time to sell. Jim is always professional and willing answer any questions (this was our first time selling so we had lots). After a single weekend of showings we had more offers than we knew what to do with. Jim laid out each offer so we could get the information we needed to pick a strong buyer for good price. We were able to beat our expectations on sale price. We couldn't recommend Jim more! Verified by RateMyAgent "

- Matthew J Revie (Seller)

" Simply the best! I could not recommend Jim more highly for anyone looking for a home in the San Diego county area. He is the kindest, most attentive broker/realtor. His superior knowledge of the industry enables him to explain things to someone who was purchasing, and later selling, a home for the first time in such an understandable manner. His professionalism is top notch, and always leaves you feeling heard and respected. I will never use another agent so long as I'm living in San Diego with Jim still practicing. Verified by RateMyAgent (Oct 20, 2021) "

- Nicole (Seller)

" Trusted͏ Professional. My͏ wife and I have worked with Jim for several years now, buying, selling and refinancing several homes in the San Diego county area. Jim has served as a trusted advisor, helping us navigate the home buying process time and time again. He is personable, thorough and well-prepared, and is always generous with his time to help us understand all the options to help us make the best decision for our family. We recommend him any chance we get to friends and family, and will continue to rely on him in the future! Verified by RateMyAgent (July 5, 2022) "

- Jay (Seller)

" You Want the Best - Look No Further. Short and Simple… If you want a Relator that will help you Easily Navigate through the process of selling your home, and explaining the process along the way, then look no Further. Jim was Awesome in helping us to Prepare, List, Review Offers/Counters Offers, and eventually Selling/Closing our house and all within a 2-3 weeks. He also used an Awesome Photographer of whom took excellent video and pictures, and of which added to the presentation of the listing. Jim relieved us of the stress from home selling, and would always quickly return emails and or text messages, answering any concerns/questions we had. I would Rate Jim Clark TEN Stars if I could. No regrets to the point that I would insist Family and Friends go with Jim. Verified by RateMyAgent "

- Leah (Seller)

" 10 out of 10! Now let’s talk about a 10 out of 10 service! My husband and I were moving out of state and James was nothing but exceptional. James clearly delivered times lines, documents, and any information needed for selling the house. James went over and beyond my standards. With the stress of moving across states James made me feel at ease with selling my house. Nothing but a smooth process. Highly recommend. Verified by Rate My Agent (Sept 9, 2024) "

- Michelle (Seller)

" Trusted͏ Professional (July 5, 2022) My͏ wife and I have worked with Jim for several years now, buying, selling and refinancing several homes in the San Diego county area. Jim has served as a trusted advisor, helping us navigate the home buying process time and time again. He is personable, thorough and well-prepared, and is always generous with his time to help us understand all the options to help us make the best decision for our family. We recommend him any chance we get to friends and family, and will continue to rely on him in the future! Verified by RateMyAgent "

- Jay Simpson (Seller)

" Jim Clark is Awesome! (Oct 21, 2021) We contacted James because we had done business with him before. His integrity and honesty come first. When we asked him to sell our home he came us with a plan and it was perfect for us, everything thing went smoothly with no issues during escrow and an on time closing. This man knows the ins and outs of real estate and he was always available via phone,text or email. Thanks Frank and Michelle Wright Verified by RateMyAgent "

- Frank Wright (Seller)

" How well he guided me through this process. (Nov 30, 2021) Selling your parents home is a difficult task emotionally and dealing with the legal particulars can be overwhelming. This sale was smooth. In all my interactions with Jim, over twenty years worth, I have not once been disappointed in his willingness to do whatever is needed. His integrity makes him completely trustworthy which takes away the anxiety component I've had with other agents in the past. He is more than capable, very savvy about how to get things done with the least amount of trouble. I'll hire him again when I need him. I always feel like he is looking out for me, not his commission. He will go the extra mile for his clients. Verified by RateMyAgent "

- Jacquie Fisk (Seller)

" Found my Forever Home! This was the easiest home purchase ever! James was involved every step of the way to make sure we did everything needed to close in under 2 weeks. He asked the right questions of the Seller and helped me obtain the extra inspections that were required by my insurance company. Overall, a great and easy transaction! Verified by RateMyAgent "

- Jo, Trustee (Buyer)

- Jo Ann (Seller)

" After my father-in-law passed away, we were left with a house to sell. Since we live out-of-town, we had no idea who would be the best person to contact to help us. Fortunately, Jamie Pearce was in the neighborhood putting door-hangers on doors, advertising her services as a Realtor. We are so grateful we contracted with her. In the process of getting the house ready to sell, we encountered problems—some of which were major. Because we lived so far away, we weren't always able to take care of things ourselves. Jamie went above and beyond what was expected of her in helping us. When we called her with a problem, she immediately returned our calls and took care of the problem in a professional, efficient manner. If you are looking for a Realtor who is honest, dependable, efficient, and will have your best interest at heart, Jamie Pearce is the one to call. "

- CJ and Janet Kerr

" Jim equips you so you can make the best descisions. Jim helped us buy this condo and after that experience it was a no brainier using his services again when it came time to sell. Jim is always professional and willing answer any questions (this was our first time selling so we had lots). After a single weekend of showings we had more offers than we knew what to do with. Jim laid out each offer so we could get the information we needed to pick a strong buyer for good price. We were able to beat our expectations on sale price. We couldn't recommend Jim more! Verified by RateMyAgent (Mar28, 2022) "

- Matthew (Seller)

" First time home buyer and Jim was the best! (Feb 20, 2022) Jim was instrumental in helping us find and purchase our first home. He guided us seamlessly through every step of the process, thoroughly explaining every detail and answering every question. He is an excellent communicator and we trusted his expertise every step of the way. Thanks Jim for all your hard work!!! Verified by RateMyAgent "

- Juliet Luty (Buyer)

" Jamie was very helpful in our experience. She is very dedicated to her job and answered all of our questions and made sure we understood every step in the process. She was always available whenever we needed anything and made sure we found the house that was right for us. Her personality made the whole process stress-free and not overall exciting experience. She is really sweet and truly cares about her clients. I would recommend her to anybody. I got her business cards and plan to go to her in the future. "

- Haley Kennedy

" James is excellent! Always goes above and beyond! (Dec 26, 2021) James sold our home in November 2021. From the start, he guided us through every nuance of the selling process (we were first time sellers and had some unique requirements). From staging/photoshoot, to scheduling private viewings over a weekend, negotiating with 4 prospective buyers and then helping us close out the final offer through close of escrow - he was top notch at every step of the way. His 20+ years of buying+selling in the local San Diego market really showed! We are fortunate and grateful to have James as our seller's agent and recommend him highly to anyone looking for an agent! Verified by RateMyAgent "

- Adarsh Golikeri (Seller)

" Jim is very thorough and does a great job Jim is very thorough and does a great job. He went above and beyond when it came to helping us sell our home. We live in another city and he was so helpful in the process of getting everything with the home squared away. He always kept us well informed of the process and was always available for questions. Definitely recommend him for any real estate needs. He very knowledgeable and trustworthy. Verified by Rate My Agent (Jun 03, 2016) "

- Resa (Seller)

Previous Next

Latest Blog Posts

Upgrade your home with these 2024 Design Trends

Posted by James Clark

February 2 2024

0 comments

Upgrade Your Home With These 2024 Design Trends31 Jan 2024 by James ClarkOne of the best parts of owning a home is the freedom to make it truly your own with design choices that

Stress-Free Home Cleaning: 27 Practical Tactics for Busy Households

Posted by James Clark

April 25 2023

0 comments

Stress-Free Home Cleaning: 27 Practical Tactics for Busy Households Keeping a clean and orderly home is a challenge for many of us. Between busy work schedules, social obligations, and family

Bonita
Bonsall
Cardiff By The Sea
Carlsbad
Carmel Valley
Chula Vista
Clairemont Mesa
Coronado
Del Mar
El Cajon
Encinitas
Escondido
Fallbrook
French Valley
Hemet-San Jacinto
Imperial Beach
Kearny Mesa
La Jolla
La Mesa
Lake Elsinore East

Lake Elsinore North
Lake Elsinore South
Lakeside
Menifee
Mira Mesa
Murrieta-East
Murrieta-West
National City
Oceanside
Poway
Rainbow
Ramona
Rancho Bernardo
Rancho Penasquitos
San Diego
San Diego City
San Marcos
Santee
Scripps Miramar
Solana Beach
Spring Valley
Temecula-Central North
Temecula-East
Temecula-Hills West
Tierrasanta
Valley Center
Vista
Wildomar
Winchester